Access Financial Resources is an independent financial advisory firm that specializes in the needs of dentists. Over two decades, we successfully have helped many dentists convert business income into personal net worth. Having worked with dentists for years, we have experienced all aspects of business development including inception, growth and sales. We understand your specific needs.

We have been successful in achieving the financial goals and objectives of many owners by:

• Maximizing the value of their business
• Reducing taxes
• Protecting assets
• Enhancing investment opportunities
• Cutting insurance costs
• Structuring staff compensation and benefits
• Business planning is not a one-size-fits-all package especially when it involves tying it together with your personal financial plan. It’s a set of goals and strategies tailored to meet your specific values, abilities and needs.

We determine where you currently are financially and where you need to be in the future. By compiling a complete financial statement, we analyze your current financial status by evaluating your assets, cash flow, insurance, tax liability and business interests. This allows us to provide objective recommendations. We want to help you get the most use out of every dollar. We coordinate the implementation of the financial plan to ensure that all the essential elements are put into effect. Finally, we review the financial plan with you on a periodic basis to make adjustments as your circumstances and objectives change.

We encourage you to take advantage of our firm’s complimentary consultation to investigate how we can help you maximize the value of your business. If you have any questions, contact us at 405.848.9826.

Support We Provide Dental Practices

Access financial Resources specializes in the needs of business owners by structuring compensation packages and providing checklists and surveys for managing your business.

Services we provide dental practices

• Total paycheck summary: Learn how to incorporate employees’ salaries and benefits into their compensation structure.
• Employee compensation and benefits survey: Learn which benefits are the most important to your employees.
• New hire checklist
• Termination checklist
• Annual review checklist

Retirement Planning

• Lump-Sum Distribution Retirement Income Projections
• Retirement Plan Design
• Implementation
• Investment Policy Statement

Estate Planning

• Comprehensive Estate Analysis
• Inventory of Assets
• Trust Evaluation

Investment Planning

• Consolidated Reporting of Performance for all Investments
• Asset Allocation for Optimum Risk/Reward Custom Fit to Client Personality
• Set-up Systematic Investment Plans to make Process Simpler and More Efficient

Business Planning

• Employee Benefits Analysis - Total Compensation Reports
• Employee Financial Management Workshops
• Executive Compensation Strategies
• Retirement Plan Evaluations - Total Cost / Benefit
• Cash Flow Analysis – Business / Personal

Risk Management

• Cost to Benefit Evaluations for Insurance
• Asset Protection Strategies
• Insurance Needs Analysis

Education Planning

• Financial Cost Projection Reports
• Financial Aid Test
• Specific Funding Recommendations

At Access Financial Resources, we custom-fit retirement plans to your particular situation. We want your retirement plan to meet your business and personal goals.

We ask does your plan:

• Really fit you?
• Give you the most modern and effective custom fit plan that keeps costs down and increases value for the money spent?
• Communicate your contributions to employees so you get the most bang-for-the-buck?
• Allow you the most flexibility in choosing investments?
• Provide reports that reduce your risk and are up to ERISA standards?
• Keep you out of the plan administration business so you don’t get stuck with all of the paperwork?
• Keep an eye on total costs that diminish returns?
• Make sense in the context of your overall financial plan?
• Include a Registered Investment Advisor to help anticipate changes in your personal circumstances, laws and business issues?
• Provide for a system to include the contributions as part of the total paycheck and potentially eliminate any add-on funding costs?
• Offer and administrative office here where real people answer the phone?
• Support your personal values and the culture of the business?

We also can help you select from a variety of qualified retirement plans such as:

• Traditional 401k
• Safe Harbor 401k
• Profit Sharing
• Defined Benefit
• SEP IRA (Simplified Emp. Pension)
• Simple IRA
• Traditional IRA

We ensure you take advantage of all aspects, including discretionary profit sharing and maximizing deferral and company match.

We focus on service. When you have questions, we respond quickly. We keep you apprised of changes, for example, deferral increases related to tax code updates.

If you already have a plan, we’ll analyze it for you to ensure it meets your goals and opportunities are maximized. We look at your annual expenses, including administration, investment, and employee funding. We look at how the goals are being measured. We check to ensure your plan provides solid investment flexibility.

Retirement planning brings many people to us. A number of those relationships have evolved to include comprehensive, integral financial planning of which retirement planning is an important piece.