Website Terms | Access Financial Resources, Inc.

WEBSITE LEGAL DISCLOSURE AND DISCLAIMER STATEMENT

Access Financial Resources, Inc. (“AFR”) is registered as an investment adviser with the United States Securities & Exchange Commission. Registration does not imply a certain level of skill or training. AFR may only transact business in those states in which AFR is registered, or qualifies for an exemption or exclusion from registration requirements. For information pertaining to the registration status of AFR, please contact the SEC for those states in which AFR is registered. Moreover, a copy of AFR's current written disclosure statement discussing AFR's business operations, services, and fees is available from AFR upon written request. Additionally, a copy of AFR’s current written disclosure brochure filed with the SEC which discusses among other things, AFR’s business practices, services and fees, is available through the SEC’s website at: www.adviserinfo.sec.gov.

AFR's web site is limited to the dissemination of general information pertaining to its financial planning and investment advisory services. Accordingly, AFR’s web site on the Internet should not be construed by any consumer, client, or prospective client as AFR's solicitation over the Internet to effect, or attempt to effect, transactions in securities, or the rendering of personalized investment advice for compensation to any resident of any state. Please refer to the disclosure and offering documents for further information concerning specific products or services.

This document is not an offer to purchase or sell, nor a solicitation of an offer to purchase or sell an interest in any financial instrument. Any offering or solicitation will be made only to qualified prospective investors pursuant to the offering documents, all of which should be read in their entirety.

Nothing provided herein constitutes tax advice. Individuals should seek the advice of their own tax advisor for specific information regarding tax consequences of investments. Investments in securities entail risk and are not suitable for all investors. This is not a recommendation nor an offer to sell (or solicitation of an offer to buy) securities in the United States or in any other jurisdiction.

All investment strategies have the potential for profit or loss; changes in investment strategies, contributions or withdrawals may materially alter the performance and results of a portfolio. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will be suitable or profitable for a client's investment portfolio.

THE INFORMATION ON THIS WEBSITE IS PROVIDED ON AN "AS IS," "AS AVAILABLE" BASIS, AND NEITHER AFR NOR AFR WARRANTS THE TIMELINESS, ACCURACY, COMPLETENESS, PERFORMANCE, MERCHANTABILITY, NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE OF, OR OTHERWISE ENDORSE, THIS SITE OR ANY CONTENT. ALL IMPLIED WARRANTIES ARE EXCLUDED FROM THESE TERMS TO THE EXTENT THAT THEY MAY BE EXCLUDED AS A MATTER OF LAW. ADDITIONALLY, AFR MAKES NO WARRANTY THAT THIS WEBSITE IS FREE FROM VIRUSES OR OTHER HARMFUL COMPENENTS.

UNDER NO CIRCUMSTANCE, INCLUDING BUT NOT LIMITED TO, NEGLIGENCE, WILL AFR, or its directors, officers, employees, and affiliates, BE LIABLE FOR ANY DAMAGES (INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS) ARISING IN CONTRACT, TORT OR OTHERWISE FROM YOUR USE OR INABILITY TO USE THIS SITE OR ANY CONTENT OR FROM ANY ACTION TAKEN OR NOT TAKEN AS A RESULT OF USING THIS SITE OR ANY CONTENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

All information and ideas should be discussed in detail with AFR and or your individual financial advisor prior to implementation. As a result, the consumer, client, or prospective client understands that AFR is not rendering legal, accounting, tax, or other professional services. If legal advice or other expert assistance is required, the services of a competent professional should be sought.

Links to other Internet addresses can be accessed. Such external Internet addresses contain information created, published, maintained, or otherwise posted by institutions, organizations, or individuals independent of AFR. As a result, AFR does not endorse, approve, certify, or control these external Internet addresses and does not guarantee or assume responsibility for the accuracy, completeness, efficacy, timeliness, or correct sequencing of information located at such addresses. Use of any information obtained from such addresses is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy, and timeliness. Reference therein to any specific commercial product, process, or service by trade name, trademark, service mark, manufacturer, or otherwise does not constitute or imply endorsement, recommendation, or favoring by AFR.

We may receive, collect and store any information you enter on our website or provide us in any other way. In addition, we collect the Internet protocol (IP) address used to connect your computer to the Internet; login; e-mail address; password; computer and connection information. We may use software tools to measure and collect session information, including page response times, length of visits to certain pages, page interaction information, and methods used to browse away from the page. We also may collect personally identifiable information (including name, email, password, communications), comments, feedback, product reviews, recommendations, and personal profile.

When you conduct a transaction on our website, as part of the process, we may collect personal information you give us such as your name, address and email address. Your personal information will be used for the specific reasons stated above only.

We collect such Non-personal and Personal Information for the following purposes:

To provide and operate the Services;
To provide our Users with ongoing customer assistance and technical support;
To be able to contact our Visitors and Users with general or personalized service-related notices and promotional messages;
To create aggregated statistical data and other aggregated and/or inferred Non-personal Information, which we or our business partners may use to provide and improve our respective services;
To comply with any applicable laws and regulations.

Our company is hosted on the Wix.com platform. Wix.com provides us with the online platform that allows us to provide services to you. Your data may be stored through Wix.com’s data storage, databases and the general Wix.com applications. They store your data on secure servers behind a firewall.

All direct payment gateways offered by Wix.com and used by our company adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of credit card information by our store and its service providers.

We may contact you to notify you regarding your account, to troubleshoot problems with your account, to resolve a dispute, to collect fees or monies owed, to poll your opinions through surveys or questionnaires, to send updates about our company, or as otherwise necessary to contact you to enforce our Terms, applicable national laws, and any agreement we may have with you. For these purposes we may contact you via email, telephone, text messages, and postal mail.

Take a look at the table below to view which cookies Wix places on Wix sites:
Cookie name Life span Purpose
svSession Persistent Identifies unique visitors and tracks a visitor’s sessions on a site

hs Session Security

XSRF-TOKEN Persistent Security

smSession Persistent (Two weeks) Identifies logged in site members

TSxxxxxxxx Persistent Security

(where x is replaced with a random series of numbers and letters)

TSxxxxxxxx_d Persistent Security

(where x is replaced with a random series of numbers and letters)

If you don’t want us to process your data anymore, please contact us at info@afradvice.com or send us mail to: 3621 NW 63rd St. Suite A-1, Oklahoma City, OK 73116.

We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.

If you would like to: access, correct, amend or delete any personal information we have about you, you are invited to contact us at info@afradvice.com or send us mail to: 3621 NW 63rd St. Suite A-1, Oklahoma City, OK 73116.

Accessibility Statement: www.afradvice.com is committed to providing a website that is accessible to the widest possible audience, regardless of circumstance and ability. We aim to adhere as closely as possible to the Web Content Accessibility Guidelines (WCAG 2.0, Level AA), published by the World Wide Web Consortium (W3C). These guidelines explain how to make Web content more accessible for people with disabilities. Conformance with these guidelines will help make the web more user-friendly to everyone. Whilst www.afradvice.com strives to adhere to the guidelines and standards for accessibility, it is not always possible to do so in all areas of the website and we are currently working to achieve this. Be aware that due to the dynamic nature of the website, minor issues may occasionally occur as it is updated regularly. We are continually seeking out solutions that will bring all areas of the site up to the same level of overall web accessibility. If you have any comments and or suggestions relating to improving the accessibility of our site, please don't hesitate to contact our accessibility coordinator by calling 405-848-9826 or info@afradvice.com. Your feedback will help us make improvements.